How to Vote While in a Nursing Home

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Although voting is the hallmark of a democracy, it isn’t easy if you are in a long-term care facility. Nursing home and other long-term care facility residents face several challenges to voting, from registering to vote to actually casting a ballot. … Read More

Long-Term Care Costs Continue to Rise

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Genworth, a long-term care insurance provider, has just released the findings of its 2016 survey on the costs of providing long-term care. Not surprisingly, costs have increased since the 2015 survey. In fact, costs have steadily risen over the past … Read More

Using a Prepaid Funeral Contract to Spend Down Assets for Medicaid

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No one wants to think about his or her death, but a little preparation in the form of a prepaid funeral contract can be useful. In addition to helping your family after your death, a prepaid funeral contract can be … Read More

Always Put Caregiver Contracts in Writing

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When hiring a caregiver, it is important to put the contract in writing. Courts can be especially strict about requiring contracts when caregivers are relatives, but a formal agreement is still necessary even if the caregiver is not a relative.  A … Read More

The Use of Immediate Annuities in Medicaid Planning for Married Couples

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Immediate annuities can be a useful tool to protect the spouse of a nursing home resident who applies for Medicaid. These types of annuities allow the nursing home resident to spend down assets and give the spouse a guaranteed income. … Read More

How Long Should a Care Facility Charge After a Patient Dies?

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Authorities in the United Kingdom have launched an investigation after learning that some care homes are charging families for weeks after the death of an elderly relative. Some families have complained that they were charged for the time it took … Read More

5 Questions to Ask Before Making Gifts for Medicaid or Tax Planning

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Many seniors consider transferring assets for estate and long-term care planning purposes, or just to help out children and grandchildren. Gifts and transfers to a trust often make a lot of sense. They can save money in taxes and long-term … Read More

New Protections for Nursing Home Residents

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New rules designed to give nursing home residents more control of their care are gradually going into effect. The rules give residents more options regarding meals and visitation as well as make changes to discharge and grievance procedures. The Centers … Read More