What Is a Miller Trust (aka Qualified Income Trust)?

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In order to qualify for Medicaid, the applicant’s income must fall below a certain level. Most states allow individuals to spend down any income above this level on their care until they reach the state’s income standard. But in some … Read More

How Likely Are You to Need Long-Term Care?

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Planning for retirement and deciding whether to buy long-term care insurance would be a lot easier if you knew your odds of needing long-term care, as well as at what age and for how long. Unfortunately, there’s no definite answer. … Read More

Beware of Non-Lawyers Offering Medicaid Planning Advice

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In recent years a number of non-lawyers have started businesses offering Medicaid planning services to seniors. While using one of these services may be cheaper than hiring a lawyer, the overall costs may be far greater. If you use a … Read More

What is a Certified Elder Law Attorney (CELA), and Why Does it Matter?

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A CELA is a lawyer who has met the high standards required for certification as an elder law specialist by the National Elder Law Foundation. In order to attain certification as a CELA, lawyers are required to pass an elaborate … Read More

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