Why You Should Use a Lawyer for Medicaid Planning

with No Comments

Many seniors and their families don’t use a lawyer to plan for long-term care or Medicaid, often because they’re afraid of the cost. But an attorney can help you save money in the long run as well as make sure … Read More

Long-Term Care Costs Continue to Rise

with No Comments

Genworth, a long-term care insurance provider, has just released the findings of its 2016 survey on the costs of providing long-term care. Not surprisingly, costs have increased since the 2015 survey. In fact, costs have steadily risen over the past … Read More

Using a Prepaid Funeral Contract to Spend Down Assets for Medicaid

with No Comments

No one wants to think about his or her death, but a little preparation in the form of a prepaid funeral contract can be useful. In addition to helping your family after your death, a prepaid funeral contract can be … Read More

Don’t Let Health Care Providers Use the Improvement Standard to Deny Medicare Coverage

with No Comments

Have you or a loved one been denied Medicare-covered services because you’re “not improving”? Many health care providers are still not aware that Medicare is required to cover skilled nursing and home care even if a patient is not showing … Read More

Are Patients Leaving Hospitals Too Soon?

with No Comments

While most hospital discharges are agreed upon by doctors and their patients, there are some circumstances when there is disagreement about whether it’s time for the patient to leave. Most of those disagreements are with the insurance company or another … Read More

Long-Term Care Scorecard Finds States Have Room for Improvement

with No Comments

A new report finds that states have made incremental improvements in providing long-term care, but need to make more improvements in order to meet the needs of the growing number of people who require long-term care services. According to the 2017 … Read More

Always Put Caregiver Contracts in Writing

with No Comments

When hiring a caregiver, it is important to put the contract in writing. Courts can be especially strict about requiring contracts when caregivers are relatives, but a formal agreement is still necessary even if the caregiver is not a relative.  A … Read More

The Use of Immediate Annuities in Medicaid Planning for Married Couples

with No Comments

Immediate annuities can be a useful tool to protect the spouse of a nursing home resident who applies for Medicaid. These types of annuities allow the nursing home resident to spend down assets and give the spouse a guaranteed income. … Read More

5 Questions to Ask Before Making Gifts for Medicaid or Tax Planning

with No Comments

Many seniors consider transferring assets for estate and long-term care planning purposes, or just to help out children and grandchildren. Gifts and transfers to a trust often make a lot of sense. They can save money in taxes and long-term … Read More

New Protections for Nursing Home Residents

with No Comments

New rules designed to give nursing home residents more control of their care are gradually going into effect. The rules give residents more options regarding meals and visitation as well as make changes to discharge and grievance procedures. The Centers … Read More

1 2